Commercial Fleet
DRIVE SAFE, DRIVE INSURED!
Some of the benefits you will enjoy with our Commercial Fleet Insurance policies:
- Dedicated expert commercial fleet insurance team
- Monthly commercial fleet insurance payment options available – via direct debit
- Fleet policies available for 2 vehicles upwards
- Available for mixed vehicle fleets – Cars, Vans, Trucks & Plant.
- Any Business & Pleasure Including Haulage & Private Hire
- Self-drive hire
- Any age of drivers
Understanding Commercial Fleet Insurance
Managing a fleet has become even more of a challenge with the current economy and attempts towards a greener environment. An important part of the challenge is finding the best commercial fleet insurance at the most cost effective price that fits the requirements of your fleet.
Regardless of the size of your fleet, there are ways which will help you keep the cost of your commercial fleet insurance down. As you expand the fleet or need to hire new drivers, bear in mind that the drivers that fall into the higher age bracket, over 30 years old, will add up to a more cost effective and cheap commercial fleet insurance policy.
Also if the fleet includes high end or sporty commercials another way to save money on your policy is to voluntarily restrict the driving age for these vehicles.
Our Fleet insurance Policies
Our policies are generally insured or underwritten by AXA Commercial, Aviva Commercial, Allianz Commercial, Markerstudy NIG (RBS), Various Lloyds Markets, Ageas, Zurich.
M&DH Insurance Services Ltd has a specialist team of Fleet Advisors waiting to assist you and offer advice to further reduce your costs while still matching the requirements perfectly for your commercial fleet insurance policy.
Types of Cover For Commercial Fleet Insurance
You can choose from the following types of cover, or alternatively to suit your commercial fleet’s requirement perhaps a combination of these – combined fleet insurance.
- Fully Comprehensive
- Third Party, Fire and Theft
- Third Party Only
Extensions To Your Commercial fleet Insurance Policy
Some of the possible extensions to your commercial fleet insurance policy are as follows:
- Breakdown cover
- Windscreen cover
- Courtesy cars
- Legal expenses insurances
Declaration of Vehicle Use
When you are organising your commercial fleet insurance policy steer away from the temptation to cut corners on your declarations, as this will not serve you well in the event of a claim. The following are being examples of the categories for the use of your vehicles:
- Haulage
- Carriage of Own Goods
- Carriage of Hazardous Goods
- Airport Side Use Extension
- Private and / or Public Hire
- Social Domestic & Pleasure use only
- SD&P and Business Use