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Commercial Fleet

Drive safe, drive insured!

  • Commercial Fleet - Benefits
  • Commercial Fleet - Types of Cover

Some of the benefits you will enjoy with our Commercial Fleet Insurance policies:

  • Dedicated expert commercial fleet insurance team
  • Monthly commercial fleet insurance payment options available – via direct debit
  • Fleet policies available for 2 vehicles upwards
  • Available for mixed vehicle fleets – Cars, Vans, Trucks & Plant.
  • Any Business & Pleasure Including Haulage & Private Hire
  • Self-drive hire
  • Any age of drivers

Understanding Commercial Fleet Insurance

Managing a fleet has become even more of a challenge with the current economy and attempts towards a greener environment. An important part of the challenge is finding the best commercial fleet insurance at the most cost effective price that fits the requirements of your fleet.

Regardless of the size of your fleet, there are ways which will help you keep the cost of your commercial fleet insurance down. As you expand the fleet or need to hire new drivers, bear in mind that the drivers that fall into the higher age bracket, over 30 years old, will add up to a more cost effective and cheap commercial fleet insurance policy.

Also if the fleet includes high end or sporty commercials another way to save money on your policy is to voluntarily restrict the driving age for these vehicles.

Our Fleet insurance Policies

Our policies are generally insured or underwritten by AXA Commercial, Aviva Commercial, Allianz Commercial, Groupama, LV (Liverpool Victoria), Markerstudy NIG (RBS), Various Lloyds Markets, Ageas, Zurich.

M&DH Insurance Services Ltd has a specialist team of Fleet Advisors waiting to assist you and offer advice to further reduce your costs while still matching the requirements perfectly for your commercial fleet insurance policy.

Types of Cover For Commercial Fleet Insurance

You can choose from the following types of cover, or alternatively to suit your commercial fleet’s requirement perhaps a combination of these – combined fleet insurance.

  • Fully Comprehensive
  • Third Party, Fire and Theft
  • Third Party Only

Extensions To Your Commercial fleet Insurance Policy

Some of the possible extensions to your commercial fleet insurance policy are as follows:

  • Breakdown cover
  • Windscreen cover
  • Courtesy cars
  • Legal expenses insurances

Declaration of Vehicle Use

When you are organising your commercial fleet insurance policy steer away from the temptation to cut corners on your declarations, as this will not serve you well in the event of a claim. The following being examples of the categories for the use of your vehicles:

  • Haulage
  • Carriage of Own Goods
  • Carriage of Hazardous Goods
  • Airport Side Use Extension
  • Private and / or Public Hire
  • Social Domestic & Pleasure use only
  • SD&P and Business Use

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